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Commercial returns at the Base of the Pyramid

As the world is introduced to microfinance as a response to global poverty, public and private decision-makers run the risk of having their analysis of the industry overwhelmed by the field’s stirring capability to generate social value. Throughout the development of microfinance, the accounts of low-income men and women in ...

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The financial inclusion assemblage: Subjects, technics, rationalities

This article introduces financial inclusion as a global assemblage of subjects, technics, and rationalities that aim to develop poor-appropriate financial products and services. Microfinance forms the foundation, but also the boundary of the assemblage, which is premised on the assumption that the 2.7 billion poor people in the world who ...

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Creating mutual value: Lessons learned from ventures serving base of the pyramid producers

The base of the pyramid (BoP) literature is grounded in the proposition of mutual value creation, an important but not yet well-tested relationship between business development and poverty alleviation. This paper begins to address this gap by assessing how business ventures serving BoP producers address local constraints and create mutual ...

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The next four billion: market size and business strategy at the base of the pyramid

Four billion low-income consumers, a majority of the world’s population, constitute the base of the economic pyramid. New empirical measures of their aggregate purchasing power and their behavior as consumers suggest significant opportunities for market-based approaches to better meet their needs, increase their productivity and incomes, and empower their entry ...

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Bioexpectations: Life technologies as humanitarian goods

Expectations that people should live—even under extreme conditions of crisis, neglect, and poverty—now combine with doubts about the capacity of states to provide for their populations. One result has been a set of technologies built around minimalist forms of care. Created by a heterogeneous movement of corporations as well as ...

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Charity needs capitalism to solve the world’s problems

Charity alone will not solve the world's problems. Capitalism can help and at the same time put people back to work. ...

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